Platform Structure

The diagram below summarizes the platform structure and the relation between its various components.

The platform structure allows for flexible implementation of your unique program.

Platform Components

Person: A person on the Platform can be an individual or a company. The platform sets up all end users, cardholders, clients, program partners and any third-party service providers as a 'Person' on the platform. API reference

Outside Instrument: Outside Instruments are used to identify external bank account or debit/credit cards. Registered Persons on the platform can move funds in either direction between their account and registered Outside Instruments, based on their program configuration. API reference

Wallet: A wallet, assigned to a person, holds various accounts and cards corresponding to the person. A person may have one or multiple wallets on the platform. API reference

Account: An account is a currency account issued and maintained on the platform. Accounts are encapsulated in a person's wallet. API reference

Account Instrument: An Account may have one or multiple DDAs associated with it. Users can add funds to their Accounts by sending funds to these associated account instrument/DDAs.

Card: A card is a payment device that enables a user to conduct transactions at merchants, either online or offline. Cards are assigned to a person's wallet and access funds from Accounts in the same wallet. API reference